If Homestead Endoscopy Center believes that you have health insurance and/or HMO coverage(s) that may cover some or all of the services, Homestead Endoscopy Center may initiate contact with them to determine your cost-sharing responsibilities for Homestead Endoscopy Center bill. You may contact them directly as well for additional information concerning your cost-sharing responsibilities. If Homestead Endoscopy Center determines that you have cost-sharing responsibilities for Homestead Endoscopy Center bill, in accordance with Homestead Endoscopy Center financial assistance policies, you will be required to pay your cost-sharing responsibilities in full on or before the date that services are provided. Homestead Endoscopy Center financial assistance policies are that if you are unable to pay your cost-sharing responsibilities in full on or before the date that Services are provided, because you believe you are medically indigent or you are not covered by any health insurance or HMO, then upon request Homestead Endoscopy Center, in its sole discretion, may offer you a discount on the amount due and/or offer a payment plan. Any such discount is considered by Homestead Endoscopy Center “charity care.” There is no formal application process for obtaining “charity care” at Homestead Endoscopy Center. Homestead Endoscopy Center standard collection policy is to produce and send one or more bills to patients for their cost sharing amount.